What is general liability insurance?
General Liability (GL) insurance helps protect businesses from claims that happen as a result of normal business operations. The law requires businesses to operate in safe and careful manners. If a business carelessly causes bodily injury it may face a negligence lawsuit. GL insurance generally provides coverage for, among other things, third-party bodily injuries, medical payments, and advertising injuries. If you want to ensure that your small business has financial protection from unforeseen claims, general liability insurance is a smart investment.
While it’s not always required by law, it may be required by certain contracts or lease arrangements. We understand that you want to protect what has cost you so much. Even a small lawsuit for bodily injury or property damage is often enough to bankrupt a small business. Therefore common sense requires small business owners to carry general liability. In Florida General Liability also helps cover legal fees and settlements if you are sued.