COMMERCIAL PROPERTY
All business own some type of property, even if you rent the space where you conduct your business. Commercial property covers not just the structure Commercial insurance can assist with repairs, replacements and lost income during a tumultuous time like a natural disaster or theft.
Insurance Protection:
The Structure
Business commercial property insurance can help pay for repairs, construction and related expenses if you own the building where you do business.
Business Income Interruption
You would have financial help if you aare forcesd to closed for a reaon that is covered by your property insurance.
Inventory
Protect almost all of the things you need to do business, including your equipment, inventory, furniture and other items. Also known as "business personal property." This coverage also protects any improvements or upgrades you make to your workspace.
Equipment Breakdown
Many business depends of essential equipment to run their business. Such as the refrigerators for a restaurant owner. Equipment breakdown it is designed to cover many types of mechanical failures, such as short circuits, power surges and loss of air pressure.
How could it help your business?
Lost income as a results from a business inability to run as usual following a disaster.
Coverages can extend to assets that are lost, damaged or stolen due to fire, storm, tornado, theft or vandalism. Damages from flood and hurricanes are excluded.
Temporary locations in the case that a divested building may no longer be able to support daily operations. Coverage can extend to funding a temporary location while repairs are being.