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WORKERS COMPENSATION

Workers Comp in Florida

Non construction companies in FL with four or more full or part time employees are required to buy workers compensation insurance by law.

All construction business are required to purchase coverage regardless of the number og employees unless the entity is permitted to file an owner exemption.

Workers compensation is calculated using estimated payroll wages and class codes, premium is still a separate business expense from the cost of payroll.

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Coverages Under Workers Comp

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