Boat Insurance Cost

Boat Insurance in South Florida is not mandatory, however it is highly reccommended due to the high number of uninsured boaters out there. How much you will have to pay for it will depend on many factors, for instance, the size, type, value of the craft and the water in which you use it. A boat owners policy can insure you against most risks of owning and operating your boat, it’s motor and its trailer.  It can also protect you against liability lawsuits, should you injure someone with your boat or damage their property.

You will enjoy being on the water even more when you are comfortable with the level of coverage you chose  for your family, guests and investment. Boat Insurance in South Florida equals peace of mind. 

Coverages To Consider while shopping for Boat Insurance in South Florida

Risks covered by Boat Insurance in South Florida.

Sinking Fire






Questions to make sure to discuss with your agent

Am I covered for both in land and ocean boating.

Will I receive the actual cash value or replacement cost if my boat is totaled?

Are younger operators covered?

Are there any unique exclusions or exceptions in Florida? 

What payments options are available?

Are my trailer and boating supplies covered? 

Do I get a discount for completing boating safety courses?