Non construction companies in FL with four or more full or part time employees are required to buy workers compensation insurance by law.
All construction business are required to purchase coverage regardless of the number og employees unless the entity is permitted to file an owner exemption.
Coverages Under Workers Comp
Medical Costs
Occupational Illness
Short Term and Long Term Disability
Employee Wages-Income Benefits
Funeral Expenses
Workers compensation is calculated using estimated payroll wages and class codes, premium is still a separate business expense from the cost of payroll.

Project Details
- Category: Coverages
- Client: Kers
- Location: Usa
- Completed Date: 2018
- Project Value: 50k
- Mananer: Masud Rana
- Designer: Istiak