Any vehicle used for any type of business activity must be insured under a commercial policy. This includes obvious vehicle usage such as: carrier and delivery trucks; taxi cabs, limousines. Less obvious business vehicle usage that must be covered by business insurance include: messenger vehicles; pizza and other local delivery vehicles; any vehicle registered to a business or used in any way for business purposes. Failure to insure a vehicle being used for any business purpose under a commercial auto policy is a risk to the business itself, especially small businesses that could go out of business if a liability claim is denied.
Florida Commercial Auto policies offers the protection necessary to keep a company out of legal trouble and covers their liability in the event a commercial vehicle is involved in some type of accident. To learn more about what type of insurance a company requires for its vehicles, contact an experienced business or commercial auto insurance expert to discuss specific needs to get the right coverage for your company vehicles!